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Explaining How Credit Scores are Used in the Hiring Process
You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not.
In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process?
For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life.
Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects.
One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands.
But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.
Editing for the Next Generation: The MySpace Form (myspace editing) The goal of a good editor is to make any piece of text appropriate for its audience and form. Books must fit into the expectations of a publishing company in order to fit the expectations of those who buy the books. Magazine articles must fit the style of the magazine including its goals and also its audience?s expectations. Content is certainly important, but voice and specific word choice are also big components of catering to an audience. A scientific magazine should not sound like the latest gossip. Likewise, a glamour magazine should be far from stiff and boring. When it comes to internet editing, even more elements are added to the typical editing criteria. Consider for a moment the different aspects of editing for the MySpace pages. Individual Pages An individual is not required to edit their pages. MySpace editing does often involve self-editing however. A page owner is writing about themselves, introducing themselves to many other people. No doubt that page owner wants to send the right message. Self-definition is very important in order to effectively communicate your intentions with others. That is where MySpace editing comes in. Here again, word choice is very important. Careful use of adjectives and other descriptive words can paint a picture for other visitors to the site. Using generic terms like ?thing? and ?a lot? will leave a person sounding boring and bland. In addition to self-representation, individual pages really should be edited for appropriate citations. That may sound tedious and so like ninth grade English class, but it is important. Quoting authors and lyricists on your page is an effective way to express your own feelings, but if the words are not your own, you cannot claim them. Plagiarism is wrong. In addition to the ethical issues, you should give credit to the people you quote for other reasons as well. Visitors to your page may really appreciate the words and lyrics that you quote. If you give credit to their author, other people can find more similar words to enjoy. Corporate Pages MySpace editing is useful for individuals, but it also opens up job opportunities. Because of the popularity of MySpace pages, advertisers have naturally started enjoying the benefits of the high traffic. The problem is that many advertisers may not be familiar with the format of MySpace nor the appropriate language to use to reach the audience that is surfing there. A qualified user can use their expertise to help corporations effectively use the pages in order to best reach the audience. A member of that audience can edit for the presentation of content so that it will be the most effective at getting the readers? attention. If you are one of these qualified users, MySpace editing could lead you to a successful career in all kinds of editing. Use your own page as a resume. If you aren?t interested in the career, you could just have some fun making the most of someone?s use of the pages. You will no doubt be well rewarded for your efforts. MySpace editing can take more than one form. The important thing to remember is that no matter what the format is for writing, correctness is important. Especially when your words are representing you, you will want to be clear and correct in your writing. Giving credit to those people you quote is the correct thing to do ethically, but it is also respectful. Finally, editing for companies without the proper know-how when it comes to internet advertising could be quite profitable. You?ll be more likely to get the job if your own page is effectively and correctly put together.
Copyright Music Form The Copyright Music Form is your First Step to Protecting your Work Many confuse a copyright music form with an actual copyright. The form is actually what you get from the U. S. Copyright Office when you are ready to register your copyright. It is highly recommended that everyone who writes a piece of music take the time and register their copyright. It is also important to understand that once you've either written or recorded your original music, it is actually copyrighted. In other words you do not actually need to fill out any type of copyright music form in order to have your music copyrighted. While registering is not the act of copyrighting your work it is very necessary if you plan to file suit for copyright infringement. It is also better to fill out the copyright music form they offer earlier in the life of your music rather than later as the timing of the registration of your copyright can have an impact on the actual awards you can receive should you win your lawsuit. There is also something quite satisfying about having your musical works registered with the copyright office. I can't explain the feeling as it will be different for everyone but if you've written music, you really should see for yourself. You can find the copyright music form from the U. S. Copyright Office online quite easily. There is more involved than simply filling out the paperwork in order to register your copyright. You must also pay a fee, the actual fee changes so you should make sure you are aware of what the current fee is before sending in your work. An insufficient fee can result in delays. You also must send an actual copy of the music you are registering the copyright on. Your copy may either be the written or recorded music you wish to register but must include everything you wish the registration to cover. When filling out the copyright music form it is important to provide as many accurate details as possible. While your registration is active the day your application is received you may not actually receive your certificate for several months. Really and truly, as far as government agencies go, this is one of the easier ones to deal with as far as red tape. The procedure in addition to the copyright music form is straight forward and not designed in a manner that would be too easily confusing. The copyright music form is only one step in the process of registering your music's copyright. While it is an important step if you forget the other steps there will be delays in the registration process. Read the form completely before filling it out and if you are printing your form from the computer, I highly recommend printing more than one copyright music form to insure that you have extras if you make a mistake and in order to register your future musical copyrights. Your first copyright registration will be the most nerve wracking. This makes perfect sense when you consider that trying anything new requires some degree of 'anticipation'. It is also likely to be your most thrilling. Even in this particular piece of music ends up being the worst piece you've ever written (most of our first endeavors are our worst) there is a lot to be said about the fact that you've actually taken the steps to insure your future is a great feeling. If your first piece of music sells and is someday published that is wonderful. If not, you are still ready for the next piece and have gone through the process of filling out a music copyright form before so you know what to expect.